Monday, March 18, 2013

What is Cheap Car Insurance?

Are you looking for Cheap Car Insurance?
If so, what does that mean to you?
Everyone's definition of cheap is different - do you mean: low cost in dollars, the opposite of expensive, or low in value?



At our office in Johnstown, we work our hardest to be full in value and low on cost! It is our job to do all the research and find the best option for your current needs. We promise to be there through the changes that require new coverage or adjustments like adding or removing cars, adding a new young driver, and checking for all the discounts that should be coming your way!


Some of the discounts you should check into:
                  Multi-Car
                  Multi-Policy  (Auto and Home can save 15-30%)
                  Accident and Ticket Free
                  Good Students
                  College Graduates
                  Owned Vehicles (versus Loan or Lease)

Some Enhancements you might want to include:
                 Zero Deductible Glass Replacement
                 Roadside Assistance
                 Expanded Rental Car coverage
                 Personal Property including Cell Phone coverage
                 Key Replacement
                 Pet Coverage
                 Tire Protection
                 Replacement Cost for new vehicles
                 Gap Coverage if you have a loan
                 Original Manufacturers Parts replacement
                 Accidental Death
                 Identity Theft

What are your expectations of your local agent or do you even have a local agent? Leave your comments - we'd love to hear how you decided on your current plan and what made the difference for you.

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