Monday, March 4, 2013

Three ways to buy insurance



Shopping online has become very popular for all kinds of things thanks to Amazon and Ebay. You can just visit a site, choose what you want, enter payment, and then you wait for something to arrive at your home. What if it is the wrong thing? Usually you can just ship it back and get a replacement or refund. What if you buy the wrong car or home insurance? You may not find out until it is too late and you don’t have the proper coverage for the accident or catastrophe.
Another option for purchasing insurance is that you can choose an agent that represents one company and one product line (a lot of the major insurance companies that advertise on TV are this way such as: Nationwide, State Farm, Allstate, etc). When you call one of their agents, they can provide you with one quote and if you fit their mold then they will offer you a policy. Each company has different guidelines and things they look for in a new client so you may or may not line up with what they feel is a target client.

As we search for the best value on things, keeping our family budget in mind, sometimes it takes a little shopping around. The next option does that for you, when you go with an independent agent that represents multiple companies, you give them your information one time and they do the shopping for you. They are a one-stop, customer satisfaction driven, value hunter that treats you as an individual and doesn't try to fit you into a mold. They are able to find the company that would best suit your needs and customize the package to offer the coverage that your family needs the most.


I encourage you to consider this information next time you get ready to pay an insurance bill. Are you sure you have the right coverage and the best value? I would like to invite you to check out MVP Agency Inc. an independent insurance agency, Where you are the MVP everyday. We are a local family business, very involved in our local community, my father and I started this agency after working with just one company for many years. I am a mother of two little boys so I know your time and your budget is key in your decision making. We believe we will be able to better serve families that all have different needs by offering quick and competitive quotes from over 15 different companies offering auto, home, boat, motorcycle, RV, business, farm, life insurance, and more. Anyone that requests a quote from us in 2013 will be entered to Win A Free Cruise for two! When you refer a friend, you and the friend get another entry. - Alison Speck

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