Asleep at the wheel: This hidden danger lurks on every road

Nodding Off Every year, 6,000 fatal crashes may be caused by drowsy driving. Your insureds need this essential layer of protection. Real-World Case Study: Drowsy Driver Put Lives in Peril Tired of the unrelenting snowfall, best couple friends, Lori and Scott and Kim and Jay, decided it was the perfect time for a road trip to Las Vegas. After a busy weekend with good memories made, the four headed home with Scott at the wheel. A short while later, Scott dozed off, awoke suddenly and overcorrected, hitting two oncoming cars. All of those involved sustained serious trauma, including head injuries, lung collapse and multiple major fractures. Two of the injured were airlifted to the hospital for immediate treatment. In addition to hospital stays, recovery would include physical and cognitive therapy and Jay needed extensive reconstructive surgery. After Scott's auto liability limits were exhausted, his standalone personal umbrella policy responded to cover their care.  Claim: $750,000 Rates average for a 2 car household between $180-250 for  $1,000,000 of added protection as an Umbrella policy!